Terms of Service

Last updated: April 2026

Acceptance

By using this site, you agree to these terms. If you do not agree, please do not use the site.

What this site is

A collection of free educational calculators and informational content about family finance topics, operated by Oddlogix LLC (“we,” “us,” “our”). Access is provided without charge and supported by display advertising.

Not financial, tax, or legal advice

Nothing on this site constitutes professional financial, tax, investment, or legal advice. We are not licensed financial advisors, certified public accountants, or fiduciaries. The calculators and content are educational tools that produce estimates based on publicly available data and user-provided inputs.

Financial decisions — including those about savings, investments, tax planning, insurance, and education funding — should be made in consultation with qualified professionals who understand your individual circumstances. We encourage you to use these tools as starting points for learning and conversation, not as the final word on any decision.

Accuracy and limitations

Tax brackets change annually. State laws change. Insurance quotes vary by individual factors we cannot model (driving record, credit score, vehicle type, coverage level). Investment projections assume historical market returns which may not persist. Allowance norms are survey-based medians, not guarantees.

Every calculator produces estimates. Our methodology page documents the sources, assumptions, and known limitations for each tool. If a number matters for a real decision, verify it independently.

No warranty

The calculators and content are provided “as is” without warranty of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose, or merchantability.

Acceptable use

You may use this site for any lawful purpose. You may not attempt to disrupt site availability, extract data via automated means beyond normal browsing, or redistribute substantial portions of the content without permission.

Intellectual property

All content — calculators, articles, design, and code — is the property of Oddlogix LLC unless otherwise noted. Sharing links is encouraged. Republishing substantial content requires written permission.

Third-party content

This site displays advertisements served by Google AdSense. We do not control the content of those advertisements. Advertisements do not constitute an endorsement by us and are not financial recommendations.

Limitation of liability

To the maximum extent permitted by law, Oddlogix LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this site or reliance on its calculators, including but not limited to damages for financial losses, lost profits, or missed opportunities.

Indemnification

You agree to indemnify and hold harmless Oddlogix LLC from any claims arising from your misuse of this site or reliance on its content for financial decisions.

Governing law

These terms are governed by the laws of the State of South Carolina, United States, without regard to conflict of laws principles.

Changes

We may modify these terms. Material changes will be noted with an updated date at the top of this page.

Contact

Email: [email protected] (see Contact page)