Guides
Long-form articles on family finance topics — allowance, paychecks, investing, college savings, and car ownership. Each guide is sourced, dated, and written to give you the real picture rather than generic advice.
How Much Allowance By Age
Age-by-age allowance recommendations based on survey data and the decisions behind the numbers.
Your First Paycheck Is Smaller Than You Think
What comes out, what you get back, and why the gap between gross and net matters.
Roth IRA for Teens: A Complete Guide
Eligibility, custodial account setup, and why starting early changes the math so dramatically.
529 vs Custodial Brokerage
How to choose the right college savings vehicle based on your goals, state, and financial aid outlook.
Compound Interest, Explained for Teens
The one financial concept that changes everything, with real numbers instead of formulas.
First Car: True Cost of Ownership
Why sticker price is only the beginning, and how to calculate what a car actually costs.